H&S Financial Advisers: Need To Grow Your Business, Planning For Your Kids Education, Or Looking To Retire Early & Comfortably Where Your Family Is Taken Care Of?
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Financial Planning
Save With Us, Start From As Low As 3,000Kshs Per Month & Get A
Guaranteed: 240% of Sum Assured + 2.5% Per Annum Bonuses
As a parent or a spouse, you want to be able to financially plan for the following:
- Planning An Education Fund- When your child is about to start college, you want to make sure you have saved up just enough for him or her to go through college comfortably without breaking your bank.
- Asset Planning- I’m sure all of us want to move out of our rented houses and finally invest in our own homes where we personally own.
- Business Expansion Planning- You might not have enough right now to grow your business or launch your own company, that’s why planning your life’s goals and getting out of the rat race to start thinking about retirement is important.
- Retire Comfortably- That day will always come where you say no more work, and let me spend the rest of my life enjoying with my family.
A lot of people live their everyday lives and forget to plan for their future. It is inevitable that death can come at any time, so rather than brushing it off, take it on by preparing your family and your children so that they will not suffer due to failure of planning
The Solution:
Together With H&S Financial Planers,
We Offer A Savings Plan For You To Meet Your Financial Goals
&
We Also Protect You With Life Insurance As A Bonus, Just Incase Anything Happens To You During Your Savings Plan, We Also Go To The Extent Of Cancelling All Your Premiums And Still Give You What Was Guaranteed, To Make Life Easier On You And Your Family.
How Does It Work?
Start By Filling Out The Form Below
This Financial savings plan will help you realise & achieve your life long ambitions. What does the policy include:
- Premium: Premiums starting as low as 3,000Kshs Per Month,
- Length: you will get a guaranteed amount assured after 10-12 Years,
- Total Payout: Between 100,000Kshs- 80,000,000Kshs (240% of Sum Assured + 2.5% p.a. Bonuses)
- Up To 9 Payouts: After the 4th year as you are coming closer to the end of your policy, you can request for from 1-9 payouts during your policy, which would let you plan for your family or your business. For example, let’s say the total sum assured is 30,000,000Kshs, and you know on year 6 your child is going to college, so you can agree and plan out on the guaranteed cash payouts, and get a payout of 2,500,000kshs to cover that expense.
- Life Cover Natural Death (340% Payout): In the event of Natural death, your beneficiaries will immediately get 100% of the sum assured + all the payouts agreed on the dates that were pre-planned in your policy (240%) and all monthly premiums will be waved, so your family will not have to pay any more premiums.
- Life Cover Accidental Death (440% Payout): In the event of Accidental death, your beneficiaries will immediately get 200% of the sum assured + all the payouts agreed on the dates that were pre-planned in your policy (240%) and all monthly premiums will be waved, so your family will not have to pay any more premiums.
Are There Any Addons?
Yes, they are.
In the case where you have a Critical Illness or Permanent Disability, and you will not be able to work or pay the premiums, you may also want to be covered, we offer these at a reasonable rate that will be added to your monthly premiums
- Critical Illness Addon (Cover: 290%): In the case, you get a critical illness such as Cancer, Stroke or Heart Attach, you will receive a lump sum of 50% of the total sum assured and all your monthly premiums will be waved as well as you will receive all the guaranteed cash payouts and maturity benefits as they fall due.
- Total & Permanent Disability Addon (Still Covered: 240%): In the case, you get a total or permanent disability, all your monthly premiums will be waved as well as you will receive all the guaranteed cash payouts and maturity benefits as they fall due.
Are There Any Additional Benefits?
Yes, they are.
- After 36 months of your policy, you can get access to policy loans.
- You can always adjust your policy to meet your financial needs, meaning increase the sum assured or reduce it, or add the addons.
- You can claim a Tax-relief of 15% of the premium paid, of up to 60,000Kshs annually.
Start Financial Planing, It’s Never Too Late!
Calculate Your Plan
(You Will Recieve A PDF Of Your Policy Through Email & Whatsapp)
H&S Life Planning Partners: Savings & Life Insurance Policy
H&S Life Planning Partners: Savings & Life Insurance Policy Submission Form
Contact Us To Learn More
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